We build, own & scale
AI products.
XO Ai is the parent company behind a growing portfolio of AI-powered apps — led by All Day Books — and the studio that deploys custom AI agents for teams that want to move faster.
A house of AI products.
We incubate, launch and operate our own AI-powered apps — and partner with founders to build the next ones.
All Day Books
AI Finance · AccountingAlways-on books. AI-driven bookkeeping, reconciliation and real-time financial intelligence that runs in the background — so businesses always know where they stand. XO Ai’s flagship product.
Visit All Day BooksXO Agents
Agents-as-a-serviceCustom AI agents deployed into your stack.
In development
AI OperationsA new vertical AI product, building now.
In development
AI SaaSSecond venture in active build for 2026.
Your books, done.
All day, every day.
All Day Books is XO Ai’s flagship app — an AI bookkeeper that categorises, reconciles and reports in real time, so businesses always know exactly where they stand.
- AI categorises every transaction automatically
- Bank feeds reconciled in real time
- VAT & tax figures always quarter-ready
- Ask your books anything, in plain English
- Software
- Payroll
- Other
Two ways we put AI to work:
we build our own — and yours.
AI Agents
Custom agents that plug into your tools, take real actions, and stay fully observable — delivered as a managed service on your stack. Our core offering for teams.
AI-Powered Applications
Web & mobile products with intelligence built into the core — concept to launch.
ExploreVenture Studio — we build & own products
We don’t only build for others. XO Ai incubates, launches and operates its own AI products — like All Day Books — reinvesting what we learn back into every client engagement.
See the portfolioAgents that actually
do the work.
We design, deploy and operate custom AI agents that connect to your tools, take action, and stay observable — delivered as a managed service, hardened for production.
- Plug into your toolsCRM, email, databases, internal APIs — agents that act, not just chat.
- Memory & guardrailsContext that persists, with evals, tracing and policy on every step.
- Human-in-the-loopApprovals and oversight where it matters, autonomy where it doesn’t.
From idea to production
in three deliberate moves.
Discover
We pressure-test the problem, map the data, and define what intelligent actually means for your product.
Design & build
Senior designers and engineers ship a production-grade system — not a demo — on your stack.
Deploy & scale
We launch, instrument, and harden — then keep optimising as usage grows.
Principles we build on.
Trust
Security and governance are designed in, not patched on.
Scalability
Architecture that holds from prototype to scale.
Simplicity
Powerful systems with interfaces people actually understand.
Intelligence
Reasoning and retrieval applied to real business outcomes.
Let’s build something
intelligent.
Tell us what you’re working on. We’ll come back within one business day.
No spam. We reply personally.